About

About

Serving clients in the Metro Vancouver area and beyond

Contact Us

Hello, we’re Gary & Michelle!

Gary has been a mortgage broker for over 20 years, bringing decades of experience in the financial industry. After years in client services and accounts receivable, Michelle became a licensed mortgage broker in 2022.


Together, we are Central Mortgage Advisors.


We are passionate about people and dedicated to going the extra mile to educate and support our clients. Our goal is to provide exceptional service that is honest, trustworthy, and reliable, always putting your needs first. We aim to build meaningful relationships and maintain lasting connections for years to come.

What We Do

We make it easy for you to find and compare the best mortgage options - all in one place. You might be wondering why you should use a mortgage broker instead of going directly to your usual bank for a mortgage.


As independent mortgage brokers, we shop around on your behalf with a variety of banks, credit unions, and alternative lenders to ensure you get the most cost-effective solution. Understanding the penalties and restrictions associated with each mortgage product is just as important as the interest rate. It’s also crucial to have flexibility in adjusting your regular payments or making lump sum payments to your mortgage.


At Central Mortgage Advisors, we work with a wide range of lenders, including major banks and credit unions, so you can easily compare their rates and features. Our long-term relationships with these lenders allow us to secure mortgages more quickly and at a lower cost to you. Ultimately, our goal is to provide you with the tools and expert advice you need to choose the right mortgage, while ensuring you get the best rate and product for your needs. 


We aim to provide mortgage solutions for everyone. Our specialties include:

  • Purchases
  • First Time Home Buyers
  • Mortgage Renewals
  • Mortgage Refinancing
  • Equity Take Outs
  • Debt Consolidation
  • Credit Improvement
  • Reverse Mortgages
  • Private Financing
  • Construction Mortgages
  • Investment Properties

Our Mission

Our mission is to provide you with mortgage options in a stress-free environment. Your mortgage should be tailored to fit your unique needs, situation, and financial objectives. Our goal is to be your trusted advisors when it comes to property financing and all aspects of obtaining a mortgage.


We focus on building long-term relationships with our clients, with a focus on human connection. Our dedication to helping people achieve their dreams drives us. We prioritize offering exceptional service, sharing our knowledge, and using our experience to make the process as simple as possible for you.


We work for you, not the lender. We are your trusted mortgage advisors for life.

Who We Are

We are a team of licensed professionals united by a shared vision: transforming the mortgage process by empowering our clients. Our core belief is that any obstacle can be overcome together. The more informed you are, the better decisions you can make. With over 20 years of combined industry experience, we bring a wealth of expertise to add value to your home financing journey.


We committed to continuous education to stay up to date on the latest trends in the housing and lending markets, as well as the various mortgage products available in this ever-changing environment. This enables us to better support your needs. We go beyond just the interest rate to consider all potential implications and fees that may arise.


Our team is dedicated to building a trustworthy relationship that meets the diverse needs of our clients and fosters a culture of transparency and integrity.

Our Responsibilities

By adhering to these responsibilities, we aim to redefine the alternative mortgage industry, making it more accessible, ethical, and user-friendly for Canadians across the board.

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Transparency

Promote a culture of transparency within the brokerage industry by ensuring that pertinent information is readily available and easily understood by all parties involved, empowering them to make informed choices.

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Education

Provide a range of learning materials and guidance to assist individuals in grasping the various options available, and navigating the process smoothly, and comprehending the impact of obtaining a mortgage through alternative brokerage channels.

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Advocacy

Act as a responsible voice in the industry, advocating for fair practices and regulations that promote the well-being of all stakeholders involved.

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Continuous Improvement

Seek input from our network of lenders and borrowers to consistently enhance our brokerage platform and offerings, in order to meet the changing demands and standards of the industry.

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Technology Integration

Utilizing innovative technology to streamline the brokerage experience, we strive to enhance efficiency and effectiveness across all aspects of the transaction.

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Community Engagement

Cultivate a thriving network of involved individuals who can exchange knowledge, provide perspectives, and collaborate with us to instigate impactful advancements in the realm of general brokerage.

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